Frederick Bernard was the elder of J.D. Pemberton's two sons.  He and his father went into business together when, in 1887, they formed Pemberton & Son, a company which specialized not only in surveying and engineering, but also real estate and financial assistance.  The company survives today and is currently known as Pemberton Holmes Realty.
   
Frederick Bernard and his family lived at Mount Joy, a large property in Oak Bay adjacent to Foul Bay Road.  The modern day Gonzales Ave. was once the dirt road that connected Mount Joy to the house at Gonzales.  Frederick Pemberton was a keen botanist and the gardens at Mt. Joy were considered some of the most splendid in Canada.

Frederick Bernard Pemberton is survived by his grandson, Pip Holmes.